How much money should i have in my savings account at 30

(Image credit: Getty Images)

Have you ever thought to yourself, "how many savings accounts should I have?" With rates on savings accounts as impressive as they currently are, you're probably thinking about the best ways to make the most of these generous APYs and savings account bonuses. 

Many banks and credit unions are offering high rates on savings accounts — whether it be a 1-year CD or high-yield savings account — following a series of interest rate hikes by the Fed in order to combat inflation.

And while the Fed held rates steady at their last meeting, many experts believe that the upcoming meeting will bring another rate hike, which could also bring savings rates up slightly higher. However, keep in mind that as inflation continues to cool, rates on savings accounts are likely to level off and eventually decrease.

Putting your cash into multiple savings accounts, especially those with high rates of return, is a great option for individuals looking to better manage their financial goals, and it won't hurt your credit.

So, exactly how many savings accou

how much savings should i have

how much savings should i have at 30