Average monthly money left over after bills

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This budget calculator is mainly for the planning of personal finance. All the income items are before tax values.

What is a Budget?

A budget is an estimate and planning of income and expenditure, and commonly refers to a methodical plan to spend money a certain way.

Generally, budgets are created to reach certain financial goals, such as paying off several credit cards, reaching a certain savings goal, or getting income and expenses back on track.

There are many different reasons why people create budgets, and even more ways to go about doing so.

Average monthly expenses for 2

While some people may prefer our budget calculator or our free budget template, others may prefer different methods. Modern technology has paved the way for many different budgeting software and apps. They all have their pros and cons, but the one that works best is the one that budgeteers will bother sticking with as best as they can.

How to Budget

Budgeting can generally be summed up by two things: living within your means and planning for the future.

Successful budgeting usually involves having a deta

how much should monthly expenses be

how much does the average person spend on bills per month